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The Dual Mind View
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How Private Listings Distort Mortgage Data
Featured in HousingWire History doesn’t repeat itself, but it frequently rhymes. In the years before the 2008 mortgage crisis, financial “innovations” promised to unlock homeownership for millions. Each new product was marketed as pro-consumer and pro-efficiency, yet each gradually eroded the information needed by the people downstream who were pricing risk. The crisis produced a generation of regulatory reform premised on one simple lesson: when the information underlying cr
Apr 6
More states move to regulate private listings.
Illinois and Hawaii join the list of states that may mandate public marketing of homes for sale. Featured in HousingWire . RELATED ARTICLE: https://www.linkedin.com/posts/anthonyvmannino_realestate-housing-regulation-activity-7432149693645815808-ygu7?utm_source=share&utm_medium=member_desktop&rcm=ACoAAALkMOwBQlmMPP--r3LCOOmdMvrhuVzvy5I
Feb 25
Zillow Was Right to Kill Climate Scores
Great idea, but the science isn't ready for primetime. Not only are the property scores inconsistent, they are grossly misleading to consumers. Featured in
Dec 19, 2025
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